Our Services
Our Services
Services of NHC Financial Services
PROTECTION
Income protection - to provide a continuing income in the event of inability to work due to sickness or injury. If you could not work for any reason what income would you have.
Life assurance - to protect your family, mortgage or business in the event of death. Premature death would lead to you family or business suffering financial hardship.
Critical illness cover - to provide a sum of cash in the event of diagnosis of a specified illness not necessarily resulting in death
PENSIONS
Pre retirement - building up a fund for use at retirement which could be in Stakeholder pensions personal pensions or self invested personal pensions.
At retirement - Getting the best from your fund, traditional annuity, enhanced/impaired life annuity, and for alternative retirement options we act as introducers to Sesame Solutions.
Post retirement - making the most of all resources during retirement.
SAVINGS
Regular savings - on a monthly basis in areas such as traditional savings plans, Unit Trusts, Individual Savings Accounts (ISAs) to provide a cash sum for a specific need in the future eg. holiday, new car, school and/or university fees.
INVESTMENTS
Lump sum investments for capital growth, income or both with your attitude to investment risk being a major consideration. On-shore and off-shore investments.
EQUITY RELEASE - CLICK FOR MORE INFO
INHERITANCE TAX PLANNING
A voluntary tax paid by all those who like the tax man better than their family. Currently 40% of your estate over the IHT threshold is payable in tax. There are ways to ensure that most/all of your estate goes to your family.
COMMERCIAL SERVICES
Anything in connection with your business and which can include protection, key man protection, pensions, mortgages.
